Should We Have a Copy Of Tenant’s Renters’ Insurance?

Should a landlord get a copy of the tenant's renters' insurance is the question this week for Ask Landlord Hank. 

Should a landlord get a copy of the tenant’s renters’ insurance is the question this week for Ask Landlord Hank. Remember Hank is not an attorney and is not offering legal advice. If you have a question for him please fill out his form below.

Dear Landlord Hank:

We require tenants renters’ insurance at our rental property.

In the past we have not asked for a copy of this. Do you think it is wise to attain a copy for our records to prove the tenant followed through on this? After researching online, it seems like a mixed bag of answers for or against. Thank you! – Megan

HI, Landlady Megan,

If you require renters’ insurance at your property, I would definitely put in your lease that this is required to be purchased at the tenant’s expense and required to be kept in force for the duration of the lease.

Then I would get a copy for yourself along with contact info for the agency selling the policy so you could contact them to make sure the policy is in place.


Hank Rossi
Each week I answer questions from landlords and property managers across the country in my “Dear Landlord Hank” blog in the digital magazine Rental Housing Journal.


Should a landlord get a copy of the tenant's renters' insurance is the question this week for Ask Landlord Hank.
Landlord Hank working on renovation in one of his rentals. Hank says get a copy of the tenants renters insurance.

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I started in real estate as a child watching my father take care of our family rentals- maintenance, tenant relations, etc , in small town Ohio. As I grew, I was occasionally Dad’s assistant. In the mid-90s I decided to get into the rental business on my own, as a sideline. In 2001, I retired from my profession and only managed my own investments, for the next 10 years. Six years ago, my sister, working as a rental agent/property manager in Sarasota, Florida convinced me to try the Florida lifestyle. I gave it a try and never looked back. A few years ago we started our own real estate brokerage. We focus on property management and leasing. I continue to manage my real estate portfolio here in Florida and Atlanta.